M3 Insurance Releases its 2025 Property & Casualty Pulse Report

For Media Inquiries:
Angela Joyce, Director of Communications
M3 Insurance
Phone: 608.229.6409
Email: angela.joyce@m3ins.com

M3 Insurance Releases its 2025 Property & Casualty Pulse Report

MADISON, WI – M3 Insurance has released its 2025 Property & Casualty Pulse Report, offering businesses a focused look at market trends, emerging risks, and industry developments.

This year’s report takes a more industry-specific approach, structuring insights by sector rather than lines of coverage. The streamlined format highlights key risks and market shifts, making it a practical resource with a longer shelf life.

“The 2025 Pulse Report is designed to be more than just a market snapshot, it’s a tool that helps businesses stay informed and prepared for the risks and opportunities ahead,” said Brad Reitzner, Executive Vice President of Property & Casualty, and Partner at M3.

To ensure businesses stay up to date, M3 is introducing short-term Pulse Checks in collaboration with the CIAB. These quarterly updates will provide timely insights from industry experts, helping organizations navigate ongoing market developments.

The report is now available in multiple formats, including digital landing pages, videos, and podcast-style discussions, making it more accessible and engaging.

To access the report, please visit m3ins.com/pulse-2025/

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About M3

M3 is a top insurance broker and risk management firm in America. We’re leaders in the products we represent and the industries we serve. M3’s people are an extension of your team, providing world-class resources to help you manage risk, purchase insurance, and provide employee benefits. And our focus on community builds better places to live and work. For more information on M3, visit www.m3ins.com.

Oak Bank Welcomes Braden Neumann as Commercial Loan Specialist

March 6, 2025
For Immediate Release
Contact: Karen Virnoche, 608.441.6000
kvirnoche@oak.bank

Oak Bank Welcomes Braden Neumann as Commercial Loan Specialist

Fitchburg, WI – Oak Bank is excited to welcome Braden Neumann as a Commercial Loan Specialist. In this role, Braden will work closely with commercial lenders, credit teams, and third-party vendors to support the documentation and collateral perfection for new and renewed commercial loans. By fostering strong relationships with internal and external partners, Braden will contribute to the success of Oak Bank’s clients and business banking operations.

Braden recently graduated from the University of Wisconsin-Madison with a double major in Economics and History and a minor in Data Science. His previous experience includes working as a sales intern, as well as holding various customer service roles, developing his ability to connect with clients and problem-solve in fast-paced environments.

Braden is eager to bring his skills and enthusiasm to Oak Bank, sharing, “I love how Oak Bank is involved with the community, and how everybody in the bank is so connected. It’s rare to find an opportunity that allows for close relationships with coworkers and the surrounding community while also being able to make a difference in that community and grow immensely as a professional.”

Melissa Torres, Vice President – Loan Operations, expressed excitement about Braden joining the team, “Braden’s strong analytical background, combined with his enthusiasm for collaboration and client service, makes him a valuable addition to Oak Bank. His fresh perspective and eagerness to learn will strengthen our commercial loan operations and enhance the service we provide to our business clients.”

Braden currently resides in Madison and enjoys an active lifestyle. He participated in a half marathon this past fall, loves watching soccer, and when the weather is warm, enjoys spending time outdoors with friends, playing sports, camping, and hiking.

Please join us in welcoming Braden Neumann to the Oak Bank family!

About Oak Bank
Oak Bank has been deeply rooted in the Fitchburg community and Madison area for 25 years, meeting the financial needs of homeowners and businesses by offering top-notch service, quick answers, and creative solutions, all while supporting over 135 local nonprofits each year. Visit www.oak.bank to learn more.

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Plan a fun summer with MSCR!

MSCR Summer 2025 Program Guide & Camps Information

Ready to fill your summer with fun? The MSCR Summer 2025 Program Guide is the one-stop shop for amazing activities! Explore a huge range of options, from arts and enrichment to boating, fitness and more. MSCR has something for every age and interest.

The Camps 2025 Program Guide (found in the center of the program guide) makes planning children’s summer a breeze with fantastic camps for grades K-9. MSCR has camps for arts and enrichment, outdoor adventures, sports and more. Please see pages C1-C14.

Registration begins Monday, March 10 at 12pm for MMSD Residents and Monday, March 24 at 12pm for Non-MMSD Residents. Customers are encouraged to login to their account prior to the day of registration to ensure the account information is accurate and up to date.

Customers can save time during camp registration by completing or updating the Camp Supplemental Information in advance. Register for course #42580 now through March 9 to add or update their child’s emergency contact and medical information that is required for summer camp registration. Please note: completing this process does not guarantee registration in camps. Parents/guardians still need to register for camps on Monday, March 10 beginning at 12pm for residents.

Fee Assistance is available for those who qualify. Please note: for the best chance of being enrolled, customers are encouraged to return their Fee Assistance Request Form to MSCR prior to the first day of registration on Monday, March 10. Learn more about Fee Assistance Policies at mscr.org

A Spanish edition of the MSCR Summer 2025 Program Guide is also available at mscr.org. Please call 608-204-3000 for more information.

Let’s Celebrate the Grand Opening of Ether Wellness!

THRIVE TOGETHER: A COMMUNITY WELLNESS CELEBRATION

Join us for a day of connection, exploration, and inspiration as we celebrate the Grand Opening of Ether Wellness! Whether you drop by to tour the space, mingle, or take part in a class or workshop—stay as long as you’d like! We’d love to have you.

Ether Wellness is a new Women’s Health & Fitness Studio located in the heart of Downtown Madison, WI. It’s a space for Women to rebuild strength, restore balance, and reconnect with themselves through hormone-friendly movement, nutrition, and a supporting community.

• Explore our serene studio with breathtaking Capitol views
• Enjoy complimentary snacks & refreshments
• Join engaging workshops and classes
• Discover our women’s holistic wellness services & special grand opening offers
• Browse our thoughtfully curated retail space
• Connect with local health & wellness entrepreneurs
• Take home a Health & Wellness Swag Bag filled with goodies (while supplies last!)
• Enter to win amazing prizes

This is a FREE event to attend! No ticket is required to stop by, explore, and connect, just an RSVP to help us plan. Visit our website to view more details and RSVP: https://etherwellnessmadison.com/classes-events/

Workshop & Class Schedule:
11:15am – 12:15pm “FROM TRIGGERS TO TRANSFORMATIONS: A SELF-INQUIRY WORKSHOP” w/ Ashlee DeHaven (DeHaven Activation)
12:30pm – 1:30pm “SPINAL FLOW TECHNIQUE:UNLOCKING YOUR INNATE HEALING POTENTIAL” w/ Tammy Soderling (Shanti Healing Arts)
1:45pm – 2:45pm “MERIDIAN YOGA” w/ Victoria Andrews (Align Yoga)
3:00pm – 4:00pm “PELVIC FLOOR 101” w/ Dr. Sarah Lindholm (Centered Physical Therapy & Wellness)

We can’t wait to welcome you and thrive together!

Notice: Photos and videos will be taken through the day and used for marketing purposes. Street parking is available (free on Sundays) or the Capitol Square North Garage.

Please reach out with any questions: info@etherwellnessmadison.com

Follow us on Facebook & Instagram: @etherwellnessmadison

Phil Whitehead Brings Expertise in Business Banking to Lake Ridge Bank

February 28, 2025 (MADISON, Wis.) – Phil Whitehead, CPA, CFP, CExP, has joined the Lake Ridge Bank Business Banking team as Senior Vice President-Business Banking Sales Manager. Working out of the bank’s Evansville location, he will serve customers throughout the Midwest.

An accomplished professional banker with more than 30 years of experience in the financial services industry, Whitehead brings expertise in campground financing as part of his overall wealth of experience regarding financing for all types of businesses and industries. He has a wide-ranging background that includes business development, commercial banking, financial planning, and business exit planning. He spent the last decade at First Mid Bank & Trust in Janesville, where he served as Market President and Senior Vice President, Business Banking. Whitehead was also recognized in 2022 as an Elite SBA 504 Lender by Wisconsin Business Development (WBD).

“We are excited to add Phil to our Business Banking team,” says Paul Hoffmann, Lake Ridge Bank President. “We are always looking for ways to serve our customers in new ways, and his extensive business banking knowledge paired with his niche experience will add immense value to our clientele.”

With a Bachelor of Business Administration and a Master of Science in Accounting from University of Wisconsin-Whitewater, Whitehead also completed the Graduate School of Banking at University of Wisconsin-Madison. Rounding out his educational achievements, he holds multiple professional licenses, including Certified Public Accountant, Certified Financial Planner, and Certified Business Exit Planner.

Lake Ridge Bank invites the community to meet Whitehead in person at the Wisconsin Association of Campground Owners (WACO) Convention & Trade Show on March 12-16. Considered the largest event of its kind in the country, the 2025 conference will be held at the Holiday Inn Hotel & Convention Center in Stevens Point.

If you would like more information on how Lake Ridge Bank can support your financial success, contact Phil Whitehead at pwhitehead@lakeridge.bank or call (608) 470-1139.

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Lake Ridge Bank’s mission is to “build prosperous communities, one relationship at a time.” For more than 100 years, this has meant getting to know each of our clients to offer personalized services to meet their specific financial goals. Lake Ridge Bank offers a full line of financial products and services. We focus on offering products and services to make your banking easy. Our business banking and mortgage lenders are trusted leaders in their field with the expertise to provide the right loan at the best rate possible for our clients. As a community bank, we are dedicated to reinvesting in, and making our communities great places to live, work and raise a family. Visit lakeridge.bank to learn more about how we can help you.

Member FDIC | Equal Housing Lender

Lake Ridge Bank. Go Far. Go Together!

For additional information, please contact Mark Schellpfeffer at mschellpfeffer@lakeridge.bank.